How do I afford home care, and what payment options are available?

There are several ways families can cover the cost of care, depending on eligibility:

• Long-Term Care Insurance – Many policies cover non-medical home care.
• Veterans Benefits (Aid & Attendance Program) – Veterans and their spouses may qualify for in-home care coverage.
• Medicaid Waivers – In certain states, Medicaid helps pay for personal care at home.
• State & Community Programs – Some local agencies and nonprofits offer financial support for seniors.

If none of these apply, private pay (out-of-pocket) is also available. During your consultation, our care team will walk you through all options and help identify benefits you or your loved one may qualify for.